Privacy policy

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PRIVACY POLICY

Effective Date: 9/1/2023

Welcome to the website of TradrCal LLC (“we/us/our”).  We respect your privacy and are committed to protecting it through our compliance with this Website Privacy Policy (“Policy”). This Privacy Policy applies to our website, www.tradrcal.com (the “Website”), and explains how we collect information online, and how we use and disclose it.

TradrCal may change this Policy at any time. If we do, we will post the changes here and highlight any material changes. Please review this Policy regularly.

If you do not agree with the terms in this notice, you should not provide your personal information to TradrCal.

Contact Details

TradrCal will answer any questions you have about this Notice or our information practices. Please contact: help@tradrcal.com

 

Definitions

1. "Cookies" are small files that are placed on your computer, mobile device or any other device by a website, containing the details of your browsing history on that website among its many uses.
2. "Device" means any device that can access the Website such as a computer, a cell phone or a digital tablet.
3. “Individual” means any natural person.
4. "Personal Information" is any information that relates to an identified or identifiable individual, including, but not limited to: (a) first name or initial and last name; (b) home or other physical address; (c) telephone number; (c) email address or online identifier associated with the individual; (e) Social Security number or other similar identifier; or (f) any other information relating to an individual that is combined with any of the above. The term “Personal Information” does not include non-identified information or information that is reported in the aggregate (provided that such aggregated information is not identifiable to a natural person).
5. “Sensitive Personal Information” is information that meets the “personal information” criteria and also reveals or is processed to uniquely identify a person: 
1. All government-issued identification numbers (including US Social Security numbers, EU Social Security numbers, Canadian Social Insurance numbers, driver’s license numbers, and passport numbers);
2. All financial account numbers (bank account numbers, credit card numbers, and other information if that information would permit access to a financial account); 
3. Individual medical records, biomedical specimens, and biometric information, including any information on any worker or patient/medical research subject’s health, disability, disease or product interests;
4. Reports of individual background checks;
5. Data elements revealing race, ethnicity, national origin, political opinion, religious or philosophical beliefs, trade union membership, genetic data, biometric data where processed to uniquely identify a person, any information that concerns medical or health conditions or sex life, or information relating to the commission of a criminal offense sex life or sexual orientation, and information relating to the commission of a criminal offense
6. "Usage Data" refers to personal information collected automatically, either generated by the use of the Website or from the Website infrastructure itself (for example, the duration of a page visit).
7. "You" means the person accessing or using the Website. 

Information We Collect, and How

The Website is hosted on Shopify.  Their Privacy Notice and information related thereto can be found at https://www.shopify.com/legal/privacy 

Personal Information

While using our Website, we may ask you to provide us with certain Personal Information that can be used to contact or identify you. Personal Information we collect includes or may include:

• Name;
• Address;
• Phone number;
• Payment information, such as a credit or debit card number;
• Account login credentials, such as usernames and passwords, password hints and similar security information; and
• Email address.

We collect several types of information from and about users of our Website that is not Personal Information, including information:

• That is about you but does not individually identify you, such as your location, notifications when an email has been read, or your language.
• About your internet connection, the equipment you use to access our Website, and usage details.

We collect this information:

• Directly from you, when you provide it to us.
• Automatically, as you navigate through the Website. This may include usage details, IP addresses, and information collected through cookies and other tracking technologies.

Information You Provide To Us  

The information we collect on or through our Website may include:

• Information that you provide by signing up for our services.
• Information that you provide by sending us an email. We may also ask you for information, such as when you report a problem with our Website.
• Records and copies of your correspondence, if you contact us.

Information We Collect Through Automatic Data Collection Technologies  

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: 

• Details of your visits to our Website, including traffic data, location data, logs, referral sources, search terms, third-party collected interest information, information collected by search engine optimization and marking analytical tools, such as Google Analytics, and other communication data and the resources that you access and use on the Website.
• Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically may include Personal Information. It helps us to improve our Website and to deliver a better and more personalized service, including allowing us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences.
• Speed up your searches.
• Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

• Cookies (or browser cookies)

TradrCal uses Cookies to customize your experience and provide greater convenience each time you visit our Website. For example, we use Cookies to make surfing our Website easier by automatically performing certain functions such as saving your personal preferences and by ensuring that you don’t see the same advertisement repeatedly. We cannot verify your personal identity from this information.  We do not use Cookies to record passwords or credit card or other financial information.  We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a more personal and interactive experience on our Site.

You can modify your browser settings to reject some or all cookies, except those that are strictly necessary.  You should be aware that some features are only available through the use of cookies and if you choose to reject cookies, these features may not be available.

We may use both Session and Persistent Cookies for the purposes set out below:

1. Necessary / Essential Cookies
1. Type: Session Cookies
2. Administered by: Us
3. Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user Accounts. We cannot provide requested services without these Cookies, and We only use these Cookies to provide You with those services.
2. Notice/Acceptance Cookies
1. Type: Persistent Cookies
2. Administered by: Us
3. Purpose: These Cookies identify whether users have accepted the use of Cookies on the Website.
3. Functionality Cookies
1. Type: Persistent Cookies
2. Administered by: Us
3. Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

• Web Beacons. Pages of our Website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that allow us, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain Website content and verifying system and server integrity). 

Third-Party Use of Cookies and Other Tracking Technologies

Some content or applications on the Website are served by third-parties. These third parties may use cookies, alone or together with web beacons or other tracking technologies, to collect information about you when you use our Website. The information they collect may be associated with your Personal Information, or they may collect information—including Personal Information—about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content. 

We do not control these third parties' tracking technologies or how they may be used. If you have any questions about targeted content, you should contact the responsible provider directly. 

How We Use the Information We Collect

We use information that we collect about you or that you provide to us, including any Personal Information for the following purposes: 

• To provide and maintain our content, services and products to you, such as:
• Deliver content you request
• Provide you with customer support and respond to your requests
• Complete your requests
• Communicate with you about our services
• To answer your questions and response to and process inquiries
• Adding your email address to our calendar
• To manage your subscriptions, such as:
• Manage your content subscriptions
• Deliver and process payments for offerings you order
• To enable automatic population of all calendar events on your personal device.  These event populations will occur frequently and based on our discretion. Subject to change:  every 30 days, events for the upcoming month will be populated and the previous events will be removed from your personal devices.
• To send administrative and promotional emails.
• For use in our marketing.
• To allow personalized ads and create audiences for third-party advertisers
• To create broader findings with aggregate and deidentified data
• Aggregate or deidentify information so that it can no longer identify you, as defined under applicable laws.
• Better understand and represent our users using deidentified data, such as to measure ad performance, create advertising interest-based segments, or compile survey results.
• To ensure legal compliance, such as:
• Comply with legal requirements,
• Assist law enforcement,
• Resolve disputes, and
• Enforce our agreements.
• To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, in which Personal Information held by us is among the assets transferred.
• For data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns, and to evaluate and improve our Website, products, services, marketing, and your experience.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

Do We Share Your Personal Information? 

We may disclose aggregated information about our users, without restriction. 

Third Parties Providing Services on our Behalf 

We may use third-party vendors to perform certain services on behalf of us or the Site, such as: (i) to assist us in Site operations; (ii) to manage a database of customer information; (iii) hosting the Site; (iv) designing and/or operating the Site’s features; (v) tracking the Site’s activities and analytics; (vi) enabling us to send you special offers or perform other administrative services; and (vii) other services designed to assist us in maximizing our business potential. We may provide these vendors with access to user information, including Device Identifiers and Personal Information, to carry out the services they are performing for you or for us. Third-party analytics and other service providers may set and access their own Tracking Technologies on your Device and they may otherwise collect or have access to information about you, potentially including Personal Information, about you. We are not responsible for those third party technologies or activities arising out of them. However, some may offer you certain choices regarding their practices, and information we have been informed of regarding such choices is available in Section 6 below. We are not responsible for the effectiveness of or compliance with any third parties’ opt-out options.

For online payments using credit, debit, Apple Pay, Amazon Pay, PayPal, Venmo and/or Automated Clearing House (ACH) payouts, we use the third party payment services of Shopify (https://www.shopify.com/) and Recharge (https://rechargepayments.com/). To simplify the ordering process for you on your next order, we save the last four digits of your credit card, the expiration date of your credit card, the credit card type, your first and last name, your shipping and billing address, and a token identifier to match your information to your full credit card number, which is stored by our payment services. We do not store your full credit card number or your CVV2 number (the 3 to 4 digit security code on your card). We do not have access to your full credit card number, PayPal, Venmo or Apple Pay data stored by Shopify Payments. For more information on how payments are handled, and to understand the data security and privacy protections afforded to such information, please refer to https://www.shopify.com/legal/privacy and https://rechargepayments.com/privacy-policy/. 

We may disclose Personal Information that we collect, or that you provide as described in this Privacy Policy:

• For the purposes for which you provided it.
• For any other purpose we disclose when you provide it.
• With your consent.
• As required by law; for example with our professional advisors, lawyers, insurers, regulators and other authorities, or as we think necessary to protect our organization or others from injury (e.g., in response to a court order or subpoena, in response to a law enforcement agency request, or when we believe that someone is causing, or is about to cause, injury to or interference with another person’s rights or property).
• To contractors, service providers, and other third parties we use to support our business.
• With our business partners in compliance with relevant data protection laws.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Information held by us is among the assets transferred.

Are There Other Ways My Personal Information Can Be Shared?

You may choose to share information (including Personal Information) with people other than us, or with the public, through your use of the Website.  You, and you alone, control whether and what to share. When you choose to share any information online with anyone—including friends, public officials, or the public at large—that information is no longer private and may be shared more broadly than you intended. You may be harmed as a result.

Always be careful when choosing to share information in this way through the Website. If you decide to do so, you understand and agree that we are not responsible for any harm that may result from your decision to share information through and beyond the Website. We do not control Facebook, Instagram, Twitter, or any other third party' website, and we are not responsible for their privacy policies and practices. When you leave our Website, we encourage you to read and understand the privacy policy of every website you visit.

Links To Other Websites

Our Website and this Policy contain links to third party websites. We have no control over these websites and they are not subject to this Privacy Policy. Please check the privacy policies of these websites to determine how your Personal Information will be collected, stored, used, and disclosed.

https://rechargepayments.com/privacy-policy/ https://www.shopify.com/legal/privacy

Children’s Privacy

Our Services are not intended to be used by anyone under the age of 18.  We do not knowingly collect Personal Information from children under 18. In the case we discover that a child under 18 has provided us with Personal Information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us so that we will be able to do necessary actions.

Your Rights

Content Opt-Out

You may “opt-out” of any newsletters or promotional communications from us by following the unsubscribe instructions in the communication you receive. We may continue to send you communications regarding the Services, such as notices about administrative updates, transaction reports, and changes to the Services, this Policy or the Terms of Service.

European Privacy Rights

This subsection applies to you only if you reside in a jurisdiction where the GDPR applies.

If you reside or otherwise find yourself in the European Economic Area (EEA), RSNA is committed to process your personal data lawfully and facilitate the exercise of your rights granted by the European General Data Protection regulation (GDPR). You can contact us at any time to discuss your privacy concerns.

If an Individual is a EU or Swiss citizen and feels that TradrCal is not abiding by the terms of this Notice, please contact TradrCal at the contact information provided below. If any request remains unresolved, you may contact the national data protection authority for your EU Member State.

Legal Basis For Data Collection and Use

We only collect and use personal data when there is a fair and legal basis for its collection and use, for instance, when the collection of personal data is necessary to receive the services provided by TradrCal, to meet our legitimate interests to send promotional material, to comply with legal obligations or when we have your authorization. See below the legal basis for each collection:

Promotional/Marketing activities: Consent for email marketing; our legitimate interests for marketing conducted other than through email or phone call; 

• Business information: necessity to enter into a contract or for the performance of a contract; and
• Information collected automatically: consent

Privacy Rights Under The European Regulation

• Transparency and the right to information
• We provide notice to our members, website users and other third parties who interact with us of how we use personal data in our day-to-day activities at the time of collecting personal data, or as soon thereafter as possible. We also publish this privacy notice for a greater transparency.
• Right to access, rectification, restriction of processing, erasure, and data portability
• If you are based in the EEA we provide you with access to your own personal data. In addition, we will rectify your personal data when it is incorrect or inaccurate, and we will ensure the right to erasure, portability and to restriction of processing when these rights are not incompatible with other legal obligations. 
• Right to object and withdraw consent at any time
• For all marketing materials, you can opt-out anytime, and free of charge. The right to object for other processing activities will be balanced to ensure that it is not incompatible with local regulations or our legitimate interests. These requests should be submitted as follows:
• Opt-out of marketing communications: you can opt-out anytime by following the opt-out instructions in our commercial e-mails or contacting us. You will still continue to receive emails relevant to course registrations or purchases (e.g. registration confirmations or purchase receipts) or necessary to your continued membership in RSNA (e.g. dues notices).
• To exercise the rest of your rights, contact us as described in the “Contact Us” section below.

In order to fulfil this request, we may require you provide us information to verify your identity and specify your request. We will attend to your request in a timely manner within 30 days after receiving your request. If for any reason we need to extend this period of time, we will contact you.

If you are not satisfied with our response, you have the right to lodge a complaint with a supervisory authority of your habitual residence, place of work or place of the alleged infringement.

Data Retention

We retain your personal information for as long as necessary to provide the Service and fulfill the transactions you have requested, or for other essential purposes such as complying with our legal obligations, maintaining business and financial records, resolving disputes, maintaining security, detecting and preventing fraud and abuse, and enforcing our agreements.

Accuracy and Correction

We will take reasonable and appropriate steps to minimize the risk of inaccuracies in Personal Information, and will correct inaccurate Personal Information at your verifiable request.

Please contact help@tradrcal.com if you wish to correct your Personal Information.

Data Minimization

We will take reasonable and appropriate steps to limit the Personal Information we collect, use, and disclose to the type and amount necessary, adequate, and relevant for the purposes for which we process it. 

Security of Your Personal Information

We have implemented measures, including two-factor authentication, to help protect your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls.

Unfortunately, no method of transmitting information over the internet or storing it electronically is 100% secure. Although we have endeavored to create and source a secure and reliable Website, we cannot—and we do not—guarantee the confidentiality, security, integrity, or availability of any Personal Information transmitted to or from us over the Internet and/or stored electronically. In all situations, you should carefully consider whether and how to provide Personal Information to someone else (including us). All transmission of Personal Information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

Access to Personal Information at TradrCal LLC is limited to workforce members who need it to do their job. TradrCal will implement and maintain reasonable and appropriate security measures to minimize the risk of unauthorized use and disclosure.

Unauthorized Uses and Disclosures of Personal Information, and Security Incidents

If we discover an unauthorized use or disclosure of Personal Information or a security incident, we will promptly assess our responsibilities under applicable law and take all required actions. 

Changes to This Privacy Policy

We may modify this Policy at any time. We will post the revised policy on this Website, which will be effective as soon as it is posted. We suggest you periodically review this Policy for any changes. You can determine when this Policy was last revised by referring to the “Effective Date” at the top of this page. By continuing to use the Website after we make changes, you will be deemed to have agreed to the changes.

Disputes

This Privacy Policy shall be construed and governed under the laws of the United States and the Commonwealth of Pennsylvania (without regard to rules governing conflicts of laws provisions).  You agree that venue for all actions, arising out of or relating in any way to your use of our Services, shall be in the federal court in Philadelphia, Pennsylvania or state court of competent jurisdiction located in Philadelphia County, Pennsylvania, within one (1) year after the claim arises.  Each party waives any objections based on forum non conveniens and waives any objection to venue of any action instituted hereunder to the extent that an action is brought in the courts identified above.  Each party consents to personal jurisdiction in the courts identified above. 

All such disputes are subject to binding arbitration by a United States Arbitration & Mediation (“USA&M”) neutral according to the USA&M Rules of Arbitration. The arbitrator’s decision shall be final and binding, and judgment may be entered thereon. If a party fails to proceed with arbitration, unsuccessfully challenges the arbitrator’s award, or fails to comply with arbitrator’s award, the other party is entitled of costs of suit including a reasonable attorney’s fee for having to compel arbitration or defend or enforce the award.

Contact Us

If you would like to receive further information about this Notice or any of our information practices, please contact help@tradrcal.com

Copyright © TradrCal LLC. All rights reserved. This Website is the property of TradrCal LLC and is protected by United States and international copyright, trademark, and other applicable laws. This includes the content, appearance, and design of the Website, as well as the trademarks, product names, graphics, logos, service names, slogans, colors, and designs.